Strategic Credit Analyst Pleno - CS - São Paulo

Bayer addresses our most basic human needs – health and nutrition.

We contribute to a world where diseases are not only treated but effectively prevented or cured; where people are empowered to take better care of their own health; where enough agricultural products are produced for everyone while preserving our planet’s natural resources; and where business growth and sustainability walk hand in hand.

Our mission is: Health for all, Hunger for none.

We are committed to diversity in all aspects for all employees and candidates, without distinction of ethnicity, color, race, religion, origin, age, sex, gender identity or expression, sexual orientation, or any other condition.
Please note that all our opportunities are open to people with disabilities.

POSITION TITLE: Strategic Credit Analyst Pleno – CS – São Paulo

YOUR MISSION:

• Member of the local Strategic Credit Management Team
• Provide strategic analysis to support proper business steering and senior management decision‑making, including local credit limits and all topics related to Accounts Receivable information
• Establish effective controls and provide transparency to the company through clear and timely communication (reports)
• Work closely with and support the Strategic Credit Coordinator regarding requests from headquarters (Germany) and regional teams
• Support local Senior Management by providing requested information (Credit Limits, A/R, Overdue, Bad Debts, etc.) and ensure formal approvals in accordance with company policies
• Be responsible for ICS controls and other controls related to the credit policy
• Be responsible for Accounts Receivable reports, especially regarding due and overdue balances, providing insights to support A/R steering and remaining connected to digital reporting tools
• Connect with and support regional teams regarding general Accounts Receivable requests and continuous improvement of reports

WHAT WE EXPECT FROM YOU:

Mandatory Requirements

• Bachelor’s degree (or in the final year of completion) in Administration, Economics, Accounting, or equivalent
• Experience in finance areas (experience in credit, controlling and/or risk analysis is a plus)
• Knowledge of the agricultural market is desirable
• Proven presentation, communication, and analytical skills
• Minimum intermediate level of English and fluency in Portuguese
• Proven experience with processes, controls, and analysis
• Strong analytical skills
• Ability to solve problems, work under pressure, and think broadly
• Strong team player
• Excellent MS Office skills (PowerPoint and Excel) and experience with SAP
• Power BI skills are a plus

WHAT ELSE YOU WILL FIND HERE:

At Bayer, our benefits are structured around three essential pillars that integrate and converge to promote quality of life and well‑being for our employees.

• Medical Assistance
• Dental Assistance
• Medication Subsidy
• GymPass
• Conta Comigo – psychological support, chemical dependency assistance, legal and financial consulting
• Bem Nascer – a comprehensive benefit package for new parents, including: a car seat to ensure baby safety, a personalized book “Enquanto eu Nascia”, health monitoring for mother and baby during pregnancy, waiver of co‑payment, meetings with parents and expectant families, extended maternity and paternity leave, daycare assistance, Bepantol Baby, among others
• Private Pension Plan – long‑term savings vehicle offering 200% company matching, a competitive loan portfolio, and promotion of financial well‑being
• Life Insurance
• CoopBayer – cooperative focused on employees’ financial education
• Short Friday and bridge days for holidays
• Vacation flexibility (in accordance with labor legislation)
• Bayer Club – access to club facilities such as barbecue area, game room, swimming pool, gym, party hall, and soccer field
• Home Office
• Flex Time

* Some benefits may vary according to position and location
** Subject to employee membership